How-to
Single Trip vs Annual Multi-Trip Travel Insurance: Which Is Cheaper?
If you take more than two holidays a year, an annual policy is almost always cheaper. Here's the maths — and the trap most people fall into.
21 January 2025·7 min read
The Goat Journal
Travel insurance, explained without the jargon.
Honest, practical guides written by the team who pick up the phone when things go wrong abroad.
Explainer
What Does Travel Insurance Cover? A Complete UK Guide for 2025
Medical bills, cancellation, baggage, delays — here's a plain-English breakdown of what your UK travel insurance policy actually covers (and what it doesn't).
14 January 20259 min read
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Medical
Travel Insurance with Pre-Existing Medical Conditions: Honest UK Guide
Declaring a pre-existing condition feels intimidating. It shouldn't be. Here's exactly how it works and how to keep your premium reasonable.
4 February 2025·8 min read
Claims
How to Make a Travel Insurance Claim: Step-by-Step Guide
A claim is only as good as the evidence you bring. Here's the document checklist your insurer wishes everyone followed.
11 February 2025·6 min read
Destinations
Best Travel Insurance for Europe in 2025: What to Look For
GHIC is not enough. Here's what a great European travel insurance policy actually looks like — and how cheap it can be.
18 February 2025·7 min read
Activities
Winter Sports Travel Insurance: Skiing, Snowboarding & Off-Piste Cover
Standard travel insurance won't help you on the slopes. Here's what proper winter sports cover looks like and what to look for in the small print.
25 February 2025·8 min read
Cruise
Cruise Travel Insurance Explained: What Standard Policies Miss
Cruises sit in an insurance grey area. Here's what cruise-specific cover adds and why it's worth the small extra cost.
4 March 2025·6 min read
Backpacker
Backpacker Travel Insurance: Long-Stay Cover for Gap Years and Round-the-World Trips
Backpacker policies are built for trips of 6–18 months. Here's what they cover that standard policies don't.
11 March 2025·7 min read
Family
Family Travel Insurance: How to Get the Best Deal for 2025
A family policy is almost always cheaper than separate ones. Here's exactly how 'family' is defined and how to get the best deal.
18 March 2025·6 min read
Disruption
Flight Delays, Cancellations and Travel Insurance: What You Can Actually Claim
Airline compensation and travel insurance pay for different things. Here's how to claim both — and avoid double-counting.
25 March 2025·7 min read
Destinations
Travel Insurance for Thailand: 2025 UK Guide
Thailand is cheap to visit and expensive to get sick in. Here's what your UK travel insurance must cover before you fly.
1 April 2025·8 min read
Destinations
Travel Insurance for the USA: Why You Need £10m+ Medical Cover
An ambulance ride in New York can cost £2,000 before you reach the hospital. Here's what proper USA travel insurance looks like.
8 April 2025·8 min read
Destinations
Travel Insurance for Spain: GHIC, Costa del Sol and the Balearics
Spain is one of the cheapest places to insure — but GHIC alone won't cut it. Here's why proper travel insurance still matters.
15 April 2025·7 min read
Destinations
Travel Insurance for Australia: Working Holidays, Long Stays and the Outback
The UK and Australia have a Medicare reciprocal agreement — but it's narrower than people think. Here's what real Australia cover looks like.
22 April 2025·9 min read
Destinations
Travel Insurance for Japan: Skiing, Earthquakes and the Bullet Train
Japan is famously safe — but expensive when things do go wrong. Here's what UK travellers need from a Japan travel insurance policy.
29 April 2025·7 min read
Destinations
Travel Insurance for Turkey: All-Inclusive Resorts, Cappadocia and Istanbul
Turkey isn't in the GHIC scheme, so travel insurance carries the full weight here. Here's what UK travellers need to know.
6 May 2025·7 min read
Destinations
Travel Insurance for Morocco: Marrakech, the Atlas Mountains and the Sahara
Marrakech medina, Sahara overnight tours, Atlas trekking — Morocco's adventurous side needs the right insurance. Here's the rundown.
13 May 2025·7 min read
Destinations
Travel Insurance for India: Delhi, Goa and the Himalayas
From Goa beaches to Himalayan trekking, India is a vast country to insure. Here's what proper UK cover looks like.
20 May 2025·8 min read
Destinations
Travel Insurance for Mexico: Cancun, Tulum and the Yucatán
Mexico's Caribbean coast is one of the UK's fastest-growing destinations. Here's what your travel insurance must include.
27 May 2025·7 min read
Destinations
Travel Insurance for Canada: Skiing, Road Trips and the Rockies
Canadian healthcare is free for Canadians — and very expensive for UK visitors. Here's what your travel insurance needs to cover.
3 June 2025·8 min read